T\u1eeb ng\u00e0y 1.7.2025, Lu\u1eadt BHXH 2024 m\u1edf r\u1ed9ng quy\u1ec1n l\u1ee3i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u00f3 t\u1eeb 15 n\u0103m \u0111\u00f3ng\u00a0BHXH.<\/p>\n
Tuy nhi\u00ean, v\u1edbi nh\u1eefng ng\u01b0\u1eddi ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n n\u00e0y, lu\u1eadt c\u0169ng \u0111\u01b0a ra c\u00e1c ph\u01b0\u01a1ng \u00e1n h\u01b0\u1edfng tr\u1ee3 c\u1ea5p h\u00e0ng th\u00e1ng, \u0111\u01b0\u1ee3c c\u1ea5p BHYT mi\u1ec5n ph\u00ed v\u00e0 v\u1eabn c\u00f3 l\u01b0\u01a1ng h\u01b0u n\u1ebfu ti\u1ebfp t\u1ee5c \u0111\u00f3ng th\u00eam th\u1eddi gian.<\/p>\n
\u0110\u00f3ng BHXH 15 n\u0103m \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u<\/strong><\/em><\/p>\n Lu\u1eadt BHXH 2024 c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 1.7 \u0111\u00e3 thay \u0111\u1ed5i quy \u0111\u1ecbnh v\u1ec1 \u0111i\u1ec1u ki\u1ec7n h\u01b0\u1edfng\u00a0l\u01b0\u01a1ng h\u01b0u\u00a0so v\u1edbi Lu\u1eadt BHXH 2014. Theo \u0111\u00f3, ng\u01b0\u1eddi lao \u0111\u1ed9ng khi \u0111\u1ee7 tu\u1ed5i ngh\u1ec9 h\u01b0u m\u00e0 \u0111\u00f3ng BHXH t\u1eeb \u0111\u1ee7 15 n\u0103m tr\u1edf l\u00ean th\u00ec \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u h\u1eb1ng th\u00e1ng v\u00e0 \u0111\u01b0\u1ee3c c\u1ea5p th\u1ebb BHYT mi\u1ec5n ph\u00ed \u0111\u1ec3 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe trong su\u1ed1t qu\u00e1 tr\u00ecnh h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u. Quy \u0111\u1ecbnh n\u00e0y \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u1ea3 nh\u1eefng ng\u01b0\u1eddi \u0111\u00e3 tham gia BHXH t\u1eeb tr\u01b0\u1edbc ng\u00e0y Lu\u1eadt BHXH s\u1eeda \u0111\u1ed5i c\u00f3 hi\u1ec7u l\u1ef1c.<\/p>\n Lu\u1eadt BHXH n\u0103m 2024 quy \u0111\u1ecbnh ng\u01b0\u1eddi lao \u0111\u1ed9ng khi \u0111\u1ee7 tu\u1ed5i ngh\u1ec9 h\u01b0u m\u00e0 c\u00f3 th\u1eddi gian \u0111\u00f3ng BHXH t\u1eeb \u0111\u1ee7 15 n\u0103m tr\u1edf l\u00ean \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u h\u1eb1ng th\u00e1ng. Quy \u0111\u1ecbnh n\u00e0y nh\u1eb1m t\u1ea1o c\u01a1 h\u1ed9i cho nh\u1eefng ng\u01b0\u1eddi b\u1eaft \u0111\u1ea7u tham gia BHXH mu\u1ed9n ho\u1eb7c tham gia kh\u00f4ng li\u00ean t\u1ee5c c\u00f3 c\u01a1 h\u1ed9i t\u00edch l\u0169y \u0111\u1ee7 15 n\u0103m \u0111\u00f3ng (thay v\u00ec 20 n\u0103m nh\u01b0 quy \u0111\u1ecbnh t\u1ea1i Lu\u1eadt BHXH 2014) \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u h\u1eb1ng th\u00e1ng thay v\u00ec nh\u1eadn BHXH m\u1ed9t l\u1ea7n.<\/p>\n Tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u00f3 th\u1eddi gian \u0111\u00f3ng BHXH d\u00e0i h\u01a1n 15 n\u0103m th\u00ec \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u v\u1edbi t\u1ec9 l\u1ec7 h\u01b0\u1edfng cao h\u01a1n do \u0111\u00f3ng BHXH th\u1eddi gian d\u00e0i. Theo \u0111\u00f3, v\u1ec1 m\u1ee9c l\u01b0\u01a1ng h\u01b0u h\u1eb1ng th\u00e1ng, \u0111\u1ed1i v\u1edbi lao \u0111\u1ed9ng n\u1eef b\u1eb1ng 45% m\u1ee9c b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng l\u00e0m c\u0103n c\u1ee9 \u0111\u00f3ng BHXH quy \u0111\u1ecbnh t\u01b0\u01a1ng \u1ee9ng 15 n\u0103m \u0111\u00f3ng BHXH, sau \u0111\u00f3 c\u1ee9 th\u00eam m\u1ed7i n\u0103m \u0111\u00f3ng th\u00ec t\u00ednh th\u00eam 2%, m\u1ee9c t\u1ed1i \u0111a b\u1eb1ng 75%.<\/p>\n \u0110\u1ed1i v\u1edbi lao \u0111\u1ed9ng nam b\u1eb1ng 45% m\u1ee9c b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng l\u00e0m c\u0103n c\u1ee9 \u0111\u00f3ng BHXH quy \u0111\u1ecbnh t\u01b0\u01a1ng \u1ee9ng 20 n\u0103m \u0111\u00f3ng BHXH, sau \u0111\u00f3 c\u1ee9 m\u1ed7i n\u0103m \u0111\u00f3ng th\u00ec t\u00ednh th\u00eam 2%, m\u1ee9c t\u1ed1i \u0111a b\u1eb1ng 75%. Tr\u01b0\u1eddng h\u1ee3p lao \u0111\u1ed9ng nam c\u00f3 th\u1eddi gian \u0111\u00f3ng BHXH t\u1eeb \u0111\u1ee7 15 n\u0103m \u0111\u1ebfn d\u01b0\u1edbi 20 n\u0103m, m\u1ee9c l\u01b0\u01a1ng h\u01b0u h\u1eb1ng th\u00e1ng b\u1eb1ng 40% m\u1ee9c b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng l\u00e0m c\u0103n c\u1ee9 \u0111\u00f3ng BHXH quy \u0111\u1ecbnh, sau \u0111\u00f3 c\u1ee9 th\u00eam m\u1ed7i n\u0103m \u0111\u00f3ng th\u00ec t\u00ednh th\u00eam 1%.<\/p>\n M\u1eb7t kh\u00e1c, quy \u0111\u1ecbnh n\u00e0y c\u1ee7a Lu\u1eadt BHXH s\u1eeda \u0111\u1ed5i c\u00f2n h\u1ea5p d\u1eabn, khuy\u1ebfn kh\u00edch ng\u01b0\u1eddi lao \u0111\u1ed9ng duy tr\u00ec th\u1eddi gian \u0111\u00f3ng BHXH \u0111\u1ec3 h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u, g\u00f3p ph\u1ea7n gi\u1ea3m s\u1ed1 ng\u01b0\u1eddi r\u00fat BHXH m\u1ed9t l\u1ea7n. T\u1eeb \u0111\u00f3, t\u1ea1o c\u01a1 h\u1ed9i cho t\u1ea5t c\u1ea3 ng\u01b0\u1eddi lao \u0111\u1ed9ng khi h\u1ebft tu\u1ed5i lao \u0111\u1ed9ng \u0111\u1ec1u c\u00f3 ngu\u1ed3n thu nh\u1eadp \u1ed5n \u0111\u1ecbnh t\u1eeb l\u01b0\u01a1ng h\u01b0u v\u00e0 c\u00f3 th\u1ebb BHYT mi\u1ec5n ph\u00ed \u0111\u1ec3 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe.<\/p>\n \u0110\u00f3ng BHXH ch\u01b0a \u0111\u1ee7 15 n\u0103m, ng\u01b0\u1eddi lao \u0111\u1ed9ng n\u00ean l\u00e0m g\u00ec?<\/strong><\/em><\/p>\n Th\u1ee9 nh\u1ea5t, tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi lao \u0111\u1ed9ng ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n ngh\u1ec9 h\u01b0u (ch\u01b0a \u0111\u1ee7 15 n\u0103m \u0111\u00f3ng BHXH) n\u00ean ti\u1ebfp t\u1ee5c tham gia BHXH \u0111\u1ec3 c\u00f3 c\u01a1 h\u1ed9i \u0111\u01b0\u1ee3c th\u1ee5 h\u01b0\u1edfng c\u00e1c quy\u1ec1n l\u1ee3i cao h\u01a1n nh\u01b0:<\/p>\n – Khi ti\u1ebfp t\u1ee5c tham gia BHXH, ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c ch\u1ebf \u0111\u1ed9 v\u1edbi m\u1ee9c h\u01b0\u1edfng cao h\u01a1n do c\u00e1c ch\u1ebf \u0111\u1ed9 \u0111\u1ec1u t\u00ednh theo th\u1eddi gian \u0111\u00f3ng nh\u01b0 ch\u1ebf \u0111\u1ed9 \u1ed1m \u0111au, tai n\u1ea1n lao \u0111\u1ed9ng, b\u1ec7nh ngh\u1ec1 nghi\u1ec7p\u2026<\/p>\n – \u0110\u01b0\u1ee3c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u v\u1edbi \u0111i\u1ec1u ki\u1ec7n d\u1ec5 d\u00e0ng h\u01a1n (v\u1ec1 \u0111i\u1ec1u ki\u1ec7n s\u1ed1 n\u0103m \u0111\u00f3ng t\u1ed1i thi\u1ec3u \u0111\u1ec3 h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u l\u00e0 15 n\u0103m thay v\u00ec 20 n\u0103m nh\u01b0 quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh);<\/p>\n – Trong th\u1eddi gian h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u, ng\u01b0\u1eddi h\u01b0\u1edfng c\u00f2n \u0111\u01b0\u1ee3c qu\u1ef9 BHXH \u0111\u00f3ng BHYT, chi tr\u1ea3 c\u00e1c kho\u1ea3n ph\u00ed kh\u00e1m b\u1ec7nh, ch\u1eefa b\u1ec7nh \u0111\u1ec3 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe khi v\u1ec1 gi\u00e0.<\/p>\n Th\u1ee9 hai, tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi tham gia BHXH \u0111\u00e3 \u0111\u1ee7 tu\u1ed5i ngh\u1ec9 h\u01b0u (nh\u01b0ng ch\u01b0a \u0111\u1ee7 15 n\u0103m \u0111\u00f3ng BHXH \u0111\u1ec3 h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u) v\u00e0 ch\u01b0a \u0111\u1ee7 tu\u1ed5i h\u01b0\u1edfng tr\u1ee3 c\u1ea5p h\u01b0u tr\u00ed x\u00e3 h\u1ed9i, n\u1ebfu kh\u00f4ng h\u01b0\u1edfng BHXH m\u1ed9t l\u1ea7n v\u00e0 kh\u00f4ng b\u1ea3o l\u01b0u th\u1eddi gian \u0111\u00e3 \u0111\u00f3ng BHXH m\u00e0 c\u00f3 y\u00eau c\u1ea7u th\u00ec \u0111\u01b0\u1ee3c h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 nh\u01b0 sau:<\/p>\n – H\u01b0\u1edfng tr\u1ee3 c\u1ea5p h\u1eb1ng th\u00e1ng t\u1eeb ch\u00ednh kho\u1ea3n \u0111\u00f3ng BHXH c\u1ee7a m\u00ecnh. Th\u1eddi gian h\u01b0\u1edfng, m\u1ee9c h\u01b0\u1edfng tr\u1ee3 c\u1ea5p h\u1eb1ng th\u00e1ng \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh c\u0103n c\u1ee9 v\u00e0o th\u1eddi gian \u0111\u00f3ng v\u00e0 ti\u1ec1n l\u01b0\u01a1ng l\u00e0m c\u0103n c\u1ee9 \u0111\u00f3ng BHXH c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng. M\u1ee9c tr\u1ee3 c\u1ea5p h\u1eb1ng th\u00e1ng th\u1ea5p nh\u1ea5t b\u1eb1ng m\u1ee9c tr\u1ee3 c\u1ea5p h\u01b0u tr\u00ed x\u00e3 h\u1ed9i.<\/p>\n – Trong th\u1eddi gian h\u01b0\u1edfng tr\u1ee3 c\u1ea5p h\u1eb1ng th\u00e1ng, ng\u01b0\u1eddi h\u01b0\u1edfng \u0111\u01b0\u1ee3c ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc \u0111\u00f3ng BHYT; khi ch\u1ebft th\u00ec th\u00e2n nh\u00e2n \u0111\u01b0\u1ee3c h\u01b0\u1edfng tr\u1ee3 c\u1ea5p m\u1ed9t l\u1ea7n cho nh\u1eefng th\u00e1ng ch\u01b0a nh\u1eadn v\u00e0 tr\u1ee3 c\u1ea5p mai t\u00e1ng n\u1ebfu \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n theo quy \u0111\u1ecbnh.<\/p>\n","protected":false},"excerpt":{"rendered":" T\u1eeb ng\u00e0y 1.7.2025, Lu\u1eadt BHXH 2024 m\u1edf r\u1ed9ng quy\u1ec1n l\u1ee3i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u00f3 t\u1eeb 15 n\u0103m \u0111\u00f3ng\u00a0BHXH. Tuy nhi\u00ean, v\u1edbi nh\u1eefng ng\u01b0\u1eddi ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n n\u00e0y, lu\u1eadt c\u0169ng \u0111\u01b0a ra c\u00e1c ph\u01b0\u01a1ng \u00e1n h\u01b0\u1edfng tr\u1ee3 c\u1ea5p h\u00e0ng th\u00e1ng, \u0111\u01b0\u1ee3c c\u1ea5p BHYT mi\u1ec5n ph\u00ed v\u00e0 v\u1eabn c\u00f3 l\u01b0\u01a1ng h\u01b0u n\u1ebfu ti\u1ebfp t\u1ee5c \u0111\u00f3ng…<\/p>\n","protected":false},"author":96,"featured_media":1197,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,239],"tags":[],"class_list":["post-13580","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc-su-kien","category-bao-hiem-xa-hoi"],"_links":{"self":[{"href":"https:\/\/quanhelaodong.moha.gov.vn\/index.php?rest_route=\/wp\/v2\/posts\/13580","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/quanhelaodong.moha.gov.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/quanhelaodong.moha.gov.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/quanhelaodong.moha.gov.vn\/index.php?rest_route=\/wp\/v2\/users\/96"}],"replies":[{"embeddable":true,"href":"https:\/\/quanhelaodong.moha.gov.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13580"}],"version-history":[{"count":1,"href":"https:\/\/quanhelaodong.moha.gov.vn\/index.php?rest_route=\/wp\/v2\/posts\/13580\/revisions"}],"predecessor-version":[{"id":13581,"href":"https:\/\/quanhelaodong.moha.gov.vn\/index.php?rest_route=\/wp\/v2\/posts\/13580\/revisions\/13581"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/quanhelaodong.moha.gov.vn\/index.php?rest_route=\/wp\/v2\/media\/1197"}],"wp:attachment":[{"href":"https:\/\/quanhelaodong.moha.gov.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13580"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/quanhelaodong.moha.gov.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13580"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/quanhelaodong.moha.gov.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13580"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}